People often ask if a home inspection can kill a real estate deal? The simple answer would be no. An inspection of itself is not the reason deals are called off. However, there are times when the inspector finds serious issues with a house, which can cause negotiations between buyer and seller to break down, and the deal may fall apart.

First, let’s define the role of a home inspector. An inspector is a professional hired by buyers or sellers to carefully inspect a house and inform you of things that may be broken and in need of repair or replacing. When he or she does find issues in a home, the report may recommend seeking out an “expert,” such as a licensed electrician, roofer, plumber, or HVAC specialist for further evaluation or remediation. That’s because most of the time, inspectors are not licensed in these fields.

In most cases, the buyer hires the inspector and pays him to do his job and present his report. There are times when an inspection may uncover serious issues that may cause buyers to walk away from the deal. However, the inspector presents the findings in a neutral fashion, without getting involved in negotiations between the seller and the buyer.

As a home buyer, do you need an inspection? That’s a resounding YES! North Carolina is a “buyer beware” state. As a buyer, it is your responsibility to learn everything you can about a property before signing on the dotted line. When trouble is found, you can request repairs or a discount for the cost of the repairs, but if the seller won’t budge, you have the option of walking away from the deal.

The greater Asheville area is still a hot seller’s market, so negotiation may be off the table for small issues, but major defects are a different matter entirely. Let’s take a peek at some of the discoveries that sometimes derail the sale of a home.

Water damage and mold

Mold forms from damp or even wet conditions. Moisture in the house can come from a leak in the roof or chimney, cracked foundation walls, flooding, failing siding, and more.

Mold in the attic or basement left unchecked can cause problems in the home’s interior.

If you find mold and moisture on the insulation in your attic, make an appointment with a licensed roofing company to find and eliminate the problem at its source. Then you’ll need to consult a mold remediation company to clean it up.

Water and mold in homes may cause some buyers to walk away from the deal.

Major foundation issues

A home’s foundation is the core upon which the structure rests. Major problems with the foundation will likely reveal other issues in the home, such as:

• Uneven floors
• Sticking or tilted doors and windows
• Dampness or water in the basement

Minor cracks in the foundation are normal, since all houses settle over time. However, large cracks can be a cause of concern and require a foundation expert to estimate the potential cost of repair.

Major foundation repairs can range in the tens of thousands of dollars. Discuss solutions with the seller, such as getting them to repair the problem. This may have to be fixed before the deal can go through, because lenders may reject a property with serious foundation issues. If the seller refuses, then the buyer might choose to end the deal.

Roof repair or replacement

A roof is more than just a barrier from the elements. It helps maintain the home’s structural integrity. Instructors will look for loose or missing shingles, soft spots, and signs of water damage. Even relatively new roofs can lose shingles in storms. These are easily replaceable, but rotted wood underneath the shingles can be an expensive fix and may signal the need for complete roof replacement.

Can complete roof replacement be a deal-breaker? That depends. If the roof is shot and needs immediate replacement, some folks will amend their offer, or they might request the seller make the repairs, or they might just walk away from the deal.

Finding asbestos in the home

Older homes may have asbestos, which, when disturbed, can cause a fatal form of lung cancer called mesothelioma. Before being banned in the USA, asbestos could be found in flooring, drywall, attic insulation, siding, and pipe insulation.

The problem occurs if you’re doing renovation and repairs, and the material breaks up and gets into the air (and into your lungs). If you have this in your home and you plan on doing renovations, then you will need to get the material tested and removed by an accredited and reputable environmental contractor. This can be costly (up to $20 per square foot) and may become a deal-breaker.

Polybutylene piping

Polybutylene piping is a type of plastic resin used for indoor plumbing in homes from the late 70s through late 90s. The most common color of “Poly B” was light gray, but there were other colors, such as blue, silver, black, or white, depending upon region and manufacturer.

The main problem with Poly B piping in homes was its susceptibility to degradation and eventual failure over time, resulting in leaks and burst pipes, and causing sometimes catastrophic water damage. 

There are other types of plastic pipes found in homes, but if they are gray and flexible, chances are they are Poly B. Your home inspector should be able to identify them, or may recommend getting a licensed plumber to confirm the findings. Many homes built with Poly B are likely facing the need for replacement with more reliable materials.

Depending upon size, repair costs can range from several thousand dollars to more than $15,000. Discovery of Poly B is, at the very least, a reason for renegotiating a home’s selling price.

Dangerous or outdated electrical system

Two potential sticking points in home deals are aluminum electrical wiring and old-fashioned knob and tube wiring. Aluminum wiring can be trouble, because the connection to outlets, switches, fixtures, and lights can become overheated. Continual heating and cooling can result in loose connections and fires. Many insurance companies will not underwrite homes with aluminum wiring.

Knob and tube wiring lacks a ground wire for safety. An easy way to spot it is all the electrical outlets in the home have only two-prongs.

Electrical repairs and wiring upgrades can be pricey, and some buyers may choose to walk if the seller won’t budge on the price or opt to do the repair.

The need for speed!

If your inspection report reveals serious issues in the home, begin negotiations with the seller immediately, and if you do need to walk away, do it quickly. Your purchase agreement usually contains clauses about a bad inspection report of a low home appraisal. 

Your realtor and attorney can advise you on withdrawing your offer and arranging to get your earnest money returned. Then you’ll be free to find another, more suitable home for your needs.

Buying or selling a home in Western North Carolina?

Avoid unpleasant surprises! Contact Asheville Home Inspector Peter Young before signing any contracts. Call (828) 808-4980, or click here to make an appointment.

The post Potential home inspection deal-breakers appeared first on Peter Young Home Inspections.

Some folks are just natural born “Mr. or Ms. Fixits.” Does this sound like you? Not only do you revel in the afterglow of saving money by doing things yourself, but you also really enjoy tackling do-it-yourself home projects. However, it’s best to acknowledge that your experience and abilities may have some limits. Some projects can result in serious injury, death, or huge bills to undo damage you may have caused. 

Each year, homeowners suffer millions of injuries from tools, hardware, falls, electric shock, and more. Click here to learn more.  

Aside from risking bodily harm, if you do projects or repairs badly, that may haunt you later if want to sell your home. Shoddy repairs can raise serious red flags with home inspectors.

So, when is it time to forget do-it- yourself and call in the pros? Let’s take a look at home projects we recommend you NEVER do.

Tree trimming and removal

It’s tempting to want to do your own tree work, especially when it’s something simple like trimming small trees. However, trimming tall trees or removing dead and rotting ones is a job for experienced arborists.

Why should you NOT cut down trees yourself? Let’s count the whys:

• Risk of injury from chainsaws

• Falls from ladders

• Trees or limbs falling on people below

• Electrocution from power lines

The takeaway? Removing trees or limbs is dangerous work best left to professionals.

The shocking truth!

You pride yourself on having changed out light switches or electrical outlets. That’s great, but don’t let your guard down. When it comes to bigger jobs, it’s just not worth the risk to your life.

In general, working with electricity is dangerous. Not only do you risk injury or death, but making the wrong connections can lead to a devastating house fire. 

Here are some electrical jobs you should NEVER attempt:

• Working in or swapping out a home’s main electrical panel

• Rewiring the whole house

• Working with live electricity

Click here for NIH statistics on accidental death by electricity.

When the walls come tumbling down

Knocking down walls is not do-it-yourself task for most homeowners. Misidentifying a load-bearing wall may cause structural collapse or cause upper floors to slope or sag. And NEVER try to demolish an exterior wall; that’s strictly a job for licensed contractors.

It’s a gas gas gas!

Repairs on natural gas or propane lines can be explosive, so don’t even attempt it. 

Contact your gas company or a plumber immediately if you smell gas, or if gas-powered appliances are not functioning properly. If you call a plumber, make sure they are certified to handle gas lines.

Speaking of plumbers

Some plumbing projects may be the right fit for your home handyman chops, such as swapping out a p-trap under your sink or changing your toilet’s flapper. However, there are some you should not attempt.

Leaky pipes, drain clogs that won’t go away, and a kaput hot water heater are best left to experienced, licensed plumbers. Attempting these yourself could make the problem worse, resulting in water damage or flooding. The money you tried to save is not worth the repair price of extensive water damage to your home, aside from the fact that your homeowner’s insurance will turn you down if they learn that you caused the damage with your faulty fix.

Click here to learn how homeowners can wreck their plumbing.

Up on the roof

Most homeowners don’t have the skills to do roof repair. Be honest with yourself, and leave the job to licensed roofing companies.

If you intend to sell your house any time soon, consult with a professional roofer to do any needed repairs before listing the property, especially if you notice curled, damaged or missing shingles, missing flashing, or signs of water damage.

Never disturb asbestos

If you find asbestos in your home, never attempt to remove it yourself. Inhaling asbestos fibers can result in a long, painful death from a rare type of cancer. Generally, if left undisturbed, asbestos does not pose a safety hazard. But during removal, particles can get into the air and find their way to your lungs. 

Asbestos removal can be quite expensive, but it’s a must if you’re planning on doing remodeling in areas where it’s found, usually in siding and in plumbing installations. If you plan to sell your home, get an estimate on professional removal, since asbestos can be a real sticking point in home inspections.

No matter how great you believe your D-I-Y home skills to be, err on the side of caution and always call professionals for these types of projects.

Buying or selling a home?

Avoid unpleasant surprises! Contact Asheville Home Inspector Peter Young before signing any contracts. Call (828) 808-4980, or click the link below to make an appointment.

Schedule an appointment

The post Our DO NOT DO list for homeowners appeared first on Peter Young Home Inspections.

Home inspection is a must for home buyers before signing closing papers. Reliable inspection results can mean the difference between finding the home of your dreams or walking away from a money-pit nightmare. Some folks think they can skip inspection to hurry things along. A word to the wise: DON’T! A home inspection can uncover a home’s real value. It may reveal costly, needed repairs that detract from a that value or even call off the deal. Also, an inspection report can give you leverage to negotiate for a lower price on a home that’s facing serious repairs.

What should you be looking for in a home inspection report? Inspections may uncover small defects or dangerous and costly problems. Some call them red flags or deal-breakers. Let’s take a look at some of the more serious issues an inspection may reveal, beginning with a home’s exterior.

Start at the bottom

Let’s start with the foundation. This is the supporting structure for the entire house. Trouble with the foundation isn’t easy to fix, and it’s usually expensive to repair.

Uneven areas, sunken areas, or major cracks in the wall are telltale signs that the foundation is shifting.

Other signs are misaligned or sticking windows or doors, gaps between walls and windows or doors, sagging or slanted floors, or the musty smell of mold in the basement or floor space.

Click here for a look at foundation problems and potential repair costs.

Up on the roof

Roof problems can be serious dealbreakers. Depending on the size of the home and the type of roof, replacement can cost between $6,500 and $11,000 on small to average sized homes, or even as high as $80,000 on a supersized mansion. An inspector will assess the condition of the roof. Does it look well-maintained? Are there damaged or missing shingles or flattened spots where water pools?

Some homeowners may attempt to save money by doing roof replacement themselves. We don’t recommend that unless you have the know-how and are experienced working with power tools on a ladder or on a slope. You might save between $2 and $7 a foot on professional labor, but if you do it wrong, you could end up with serious damage to the roof, the attic, the eaves, and framing, even resulting in mold, water damage, and structural problems.

Check out this article on roof replacement costs.

Those darn pests!

Wood-destroying insects can wreak havoc on a home. For example, if poorly-installed support beams are in direct contact with the ground, termites may be gnawing away at posts that support floors or decks.

Not counting the cost of termite extermination, repairing termite damage can be an expensive affair. Costs range from $600 to $3,000, with a national average of $1,800.

Doors and windows

Doors and windows should open and close smoothly, but more importantly, they should seal tightly and keep the elements out to avoid costly energy bills, keep pests outside, and protect the home from water damage. Defective or worn-out doors and windows are replaceable, but the work can be costly. Much of the time the whole door frame needs to be removed and refitted, leading to stucco or siding repair and painting. Also, if a door is rotting out, that may be a sign of water damage, which can be another costly repair.

In the gutter

Damaged or non-functioning gutters can lead to serious water damage on your roof, eaves, walls, and even a home’s foundation. Gutters should be properly connected to the roof with no evidence of leaks, and water should flow AWAY from the home’s foundation.

Again, depending upon the size of your roof, you can expect to pay from $600 to $8,000, with an average of $2,000 for popular materials. If you need to replace old gutters, add in about $200 to tear down and dispose of the old ones.

Click here to learn more about gutters and costs.

Next we’ll look at some potential red flags inside the house.

Electrical issues

These can be serious inspection red flags. Many homes built between 1965 and 1972 were wired with aluminum instead of copper. Aluminum wiring can be a fire hazard. The U.S. Consumer Product Safety Commission (CPSC) reports that homes with aluminum wiring are 55 times more likely to have “fire hazard conditions” than homes wired with copper.

Replacing a home’s wiring can be a costly endeavor. Depending on the size of your home, the total tab can run as high as $30,000 or more. However, failing to address rewiring can be even costlier in the long run, especially in the event of a fire.

Insulation and asbestos

You might think asbestos problems are so yesterday, but you’d be surprised how common it is in homes built prior to 1980. It may even be found in some popcorn ceilings (remember those?).

Removal requires expensive, professional assistance. Asbestos is a dangerous carcinogen to your lungs, so never attempt to remove it yourself.

Many older houses have poor or practically non-existent insulation. Without costly remediation, the owners of these homes can look forward to many years of high heating and cooling bills.

The pipes, the pipes are calling

Some plumbing issues have easy fixes, like replacing the flapper on a toilet or fixing a leaky faucet. What about replacing pipes that are uninsulated and burst in freezing temperatures? That will set you back some! Don’t overlook lead pipes, banned in the US in 1986, but are found fairly often in homes built prior to that.

Replacing a home’s pipes will thin your wallet! To replace the plumbing in an existing structure, expect to pay between $50 and $200 per hour for labor plus the cost of materials. A typical 2,000-square-foot home averages between $3,000 and $16,000.

Find out more about pipe replacement costs.

Before you buy a home, we advise getting a video septic or sewer inspection, and be sure to scope the pipes that lead from the house to spot problems like tree roots breaking through pipes or clogged spots where water can’t drain properly.

Appliances

Outdated ovens, dishwashers, or refrigerators are not serious issues, especially in hot sellers’ markets. But watch out for trouble with furnaces, boilers, HVAC systems and water heaters. They can be very costly to replace. And if these are poorly-maintained gas appliances, they can emit lethal doses of carbon monoxide.

Mold

Mold and water leaks are common companions. Neither condition is desirable Some molds are relatively harmless and can be fixed fairly simply. However, keep in mind that if you don’t fix the water problem, mold will return soon enough. Other types of mold are known to cause serious respiratory issues, particularly for folks with asthma or allergies.

Mold must be addressed before you move into a home, and if the problem is widespread in areas of the house, then it may be time for some negotiating the contract.

Some say there are few problems revealed by inspection that are insurmountable, but some of the ones we discussed above might be dealbreakers or, at the very least, catalysts for some serious price negotiations.

Buying or selling a home?

Avoid unpleasant surprises! Contact Asheville Home Inspector Peter Young before signing any contracts. Call (828) 808-4980, or click here to make an appointment.

The post Home inspection “red flags” appeared first on Peter Young Home Inspections.

Before 1986, asbestos was widely used in the construction of residential homes. Common products made with asbestos included asphalt or cement roofing shingles, vinyl floor tiles, wall and ceiling insulation, and drywall. If a product is disturbed commercially (drilling or sanding) or naturally (earthquake or severe storm), it can release dangerous asbestos fibers.

Handling, damaging or disturbing asbestos can release these fibers into the air, where they can be inhaled. The human body is unable to absorb or dissolve these fibers, so they lodge deeply into the lungs, causing scar tissue and cancer cells to develop over a period of 10 to 40 or more years.

Exposure to asbestos is the only known cause of an aggressive and deadly cancer known as mesothelioma. Mesothelioma impacts the thin tissues surrounding the lungs or abdomen. Other conditions associated with asbestos exposure include lung cancer and asbestosis, a painful inflammatory condition that causes scarring of the lungs.

Although most uses of asbestos were banned in 1978, asbestos can occur in houses built during the 1980s, 1990s and later. Instances of asbestos contamination have been found in common compounds used in construction and home repair as late as 2007. Asbestos is also still legally used in products that enclose the asbestos, such as vinyl floor tiles, cement pipe and asphalt roofing. If you encounter any product you believe is asbestos, do not touch it or disturb the surrounding structures, as this could release it into the air. The substance should be examined only by a testing professional.

Do you suspect your home contains asbestos? Click here for a comprehensive guide from Lanier Law Firm.

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